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Saturday, September 4, 2010

9-4-10

Left around 11:30AM
to go to Millersport
Sweet Corn Fest. Got
home around 5:00PM.
The kids had fun.
Christopher only rode
one ride while
Jonathan got on many.
He's the daredevil of
the family.
Me and Tony got some sausages with all
the fixins. Told the guy we
wanted mild but I'm telling
you I think I was cryin' eating
that sucker it was so hot! I
was determined to eat it considering
it was $4.00 a piece. The kids
had pulled chicken sandwiches.
Jonathan played a game where
you toss ping pong balls at
fish bowls and got a ball in
one and won a fish. Christopher
didn't and was upset about that.

After the festival we drove by
Buckeye Lake. Came home the long
way, through Pataskala and Gahanna.
We did stop in the Hebron area by the
truck stops at the Marathon gas station.
We found they had bags of mulch
(1.5 cubic foot)
marked down to $1.00!! This is
just like the mulch they sell
around here for about $3.33.
We loaded 20 bags in the back
end of the truck and hauled them
home. We gave 5 bags to mom.
The rest will go around the front
of the house and maybe the driveway
flower bed.
Oh yeah, while in this gas station
I noticed a crap load of Pepsi
coupons hanging off 2 liter
bottles. I snatched up a bunch
because of them going on sale
next week at Kroger for .88
cents each.

Once home I don't think we stayed
here very long. We left about
6pm to go to Kroger. I got 3
more packages of those cheese
slices while still a buck. Also
found some wheat bread for
.49 cents each.

We then headed over to Petland
and bought Christopher a
.20 cent goldfish and some
food all for less than $2.00.
This way he didn't feel left
out because Jonathan got
a fish earlier at the festival.

And that's how our day went.
Here's pictures and videos
I took.







Jonathan peeking over side
of the Hurricane ride.
















________________________________

My gripe for today...

My head has been spinning today
trying to learn about owning
a home.

I was doing bills today and
about flipped out when I saw
our house payment went up $60.

In 2 years time it has gone
up $90!! Our interest rate is
fixed. What if it continues
to go up $90 every 2 years?
We won't be able to afford our
home at that rate!!

I thought
I had it all planned out to have
this house paid off by the time
Tony retires. In other words
to pay it off in 17 years
instead of 30 by making
3 extra house payments a year.
At this rate of them increasing
our payments I am now worried
I won't be able to reach that goal.

And I am sometimes called gloomy
guss because I think about
the future, what could go wrong,
and try to plan ahead and think
about the what ifs.

Can we afford a house payment
when we retire? NO! That's
why I want it paid off before
then.

I don't understand and I am so confused.
I read in the paperwork it all
is due to an escrow shortage.

Now I have the option of paying
this shortage with one lump sum
to lower my house payments OR
I can choose to spread that
shortage out in the next 12
months raising the house payment
$60.

Why in the world we have a
shortage to begin with is beyond
me. I thought the loan company
was taking out the appropriate
amounts every month.
I have always paid the house
payment on time with an additional
principal.
Our taxes also took a jump.
They went from $900 to $1300
in 2 years time.

So yeah I am freaking out about
what is going on.

If owning a home is cheaper then
rent then why am I becoming worried.
My rent only increased a couple
dollars every year. This home
payment has increased $90 in 2 years.

I am considering paying the lump
sum of the escrow shortage
to eliminate paying that extra
$60 a month. Which sucks because
that'll almost be like an extra
house payment I could have made.

There is no way
I can make extra principal payments
without struggling if I don't.
If I don't then my monthly
payments with the extra I usually
pay would be somewhere around
$850 to $900!!!!!!!!!!!!!!!!
Hell that's half our income each
month, maybe more!!!!!!!!!!!!!
And what's to say this won't
happen again next year!

I have also been researching damn
neart every house on our street
exactly like ours through the
auditor's web site.

Tell me why it is that we have
the lowest valued home priced
$10-$20,000 lower compared to identical
homes on this street.
Some of which have never
been updated inside unlike ours,
and ours has a bigger lot than
others due to being a corner lot.
Our house value dropped $8,200
in the 2 years of living here BUT
everyone elses remained the same.

Now when we bought the house it
was actually valued at $90,000
and we got it for $10,100 under
appraised value.
Now it says on the auditors
web site it's value is $71,700.
That's a drop of $18,300
in 2 years.

Why is our home the only home on
this street that has a value
in the $70,000's while everyone
elses is around $80,000 to $93,000???

Everyone I ask doesn't seem to
have an answer. I'm no mortgage
lender, bank, realtor or anything
of the sort, hell I'm not too knowledgeable
with buying or selling homes, but
to me something doesn't sound right.

I'm sure this probably makes no
sense to no one but myself.
But it felt good to get off
my chest.

Friday, September 3, 2010

9-3-10



$100 off $200 purchase at
Catherines. Excludes clearance
items.
This is for online only.
Enter code 777011602
at checkout for the discount.
Ends September 6th.
It also says free shipping
on orders of $50 or more.
No code needed for free shipping!

______________________________



You can use cheap diaper wipes
as an easy makeup remover.
I used it to remove mascara
and it worked like a charm.
I was able to get Huggies
wipes this week at meijers
for a buck with the sale
and coupons.

And don't throw away those
plastic tubs. Buying refill
packages is usually cheaper
than buying more plastic
tubs with wipes.
Or you can reuse those tubs
to put crayons, markers,
pens & pencils in!

_______________________________

9:00-12:30PM

Mom and me went to Dollar General to
check out this Summer clothes clearance
they were having according to what
I saw online at their website.
THAT WAS A JOKE!
It might help to even have Summer
clothes to go on clearance for
starters.
We went to one store and none
after that!!

We found one yard sale.
I bought a crate on wheels with handle
and a couple can cozies for Tony
for Christmas. I got the crate
for Tony to be able to put his
maintenance supplies in at work
and be able to carry them into
apartments much easier. Plus it
will fold down flat for easy storage.
Tote $2.00 (goes for $15 to $30 new)
Cozies .25 cents each

Wish this yard sale had a couple
more rolling crates. I always thought
that would be a great teacher's gift.
I'm always about practicality.




For lunch mom took me to Smokey Bones.
She had a coupon for $10 off $20.
So we got a $24 lunch for $14.
We got only one glass of pop so
me and mom could share it
and save money.
I had only drank about a quarter
of my pop and they brought me out
another full one! I said here ya
go mom, now you can have your own
pop with my free refill one, lol.
2 lunches of theirs was enough
for 4 people! We each brought
home doggie bags.

______________________________



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_________________________________



Here's a thought.

Why do people feel the need
to buy separate shampoos, body washes
and conditioners? Especially
men that have little or no hair
compared to women. Why can't you
use shampoo to wash your hair
and your body also? Why the need
to buy different products for
everything? This is what my husband
does, he uses just the shampoo.
Well sometimes body wash if I find
it cheap or free.
There are even moisturizing
shampoos and so many varieties of
scents for both men and women.
Doesn't it all do pretty much the
same thing, clean the dirt & sweat
off you.
So next time you look for ways
to cut back consider that bottle
of shampoo for a buck to
take the place of your body wash!
Much cheaper! Less clutter
in your shower and less steps
to take when washing!

There was times I even went to
the Dollar store and found the
biggest bottle of shampoo for a
buck. I used it as bubble bath
for the kids, shampoo, body
wash and even put some in
the soap dispensers to wash
hands with.
Soap is soap to me.
Beggars can't be choosers.

__________________________

The temperature in the truck
said it was 73 degrees out
earlier. When I came home
I turned off the air conditioner
and opened up most of the windows.
Now it's about 80 and windy.
Nothing from the hurricane
though as the wind is moving
west to east.
Perfect day if you ask me.

___________________________

Ok I have some people asking
about what I am doing with this
diaper cake that I have yet to make.

Here are my ideas:

I want most items on the cake
to be practical, something
that the mom can use for the baby.

Either use washcloths and/or
bibs to fold up and make look
like bows.

I would also like to make
a Boo Boo Bunny(s) out of
washcloths also. Maybe
put a bar of baby soap inside
that.

Use receiving blankets
around edges of "diaper cake".




_________________________________



$5.00 off any 5 Kraft cheese
6 ounces or larger.
Printable coupon.


I haven't had a working printer
in months which sucks.
It seems like if you don't use
it every couple of days the
ink dries out to the point
you cannot refill it.
Which means either find another
$30 printer or pay about $50
for ink cartridges. AHHHH!

______________________________

I was reading more about the
Sweet Corn Festival and
saw that Daryl Worley was gonna
be there. So I figured I'd share
a video of one of his songs
that seemed to fit my blog.



___________________________

My honey found me a partial box
of trash bags at his work.
I'll take 'em as I was about
out of bags. I was resuing
bags from the thrift store
that they put my stuff in.
So I saved about $3 by him
finding me a box.
Those one trash bags from
Walgreens that was on sale
for $2.99 was pretty good.
I feared that something cheap
like that would tear and
not hold up. So if I need more
trash bags in the future
I'll be looking for them to go
on sale.

------------------

I got my sale ads this evening.
I'm gonna try and go through
my coupons and sales sometime
this weekend for match ups.

Right now Kroger cheese slices
are $1.00 for 16 slices. You
need to stock up on those
before Monday. That deal saves
you about $1.20 each package.
I'm sure come Monday they
will be back up to $2.19 each.

This coming week Kroger will
have their shredded and block
cheese on sale for a $1.00!
Stock up on those also as they
can get as high as $3.00 at times,
sometimes $1.67 and average about
$2.50 which is the price for
this current week.

You CAN freeze cheese! I have
done it in the past with sales
like these and had no problems
with it.
The cheapest I ever got cheese
for was .50 cents a package!
I think I was running to Kroger
every day to stock up on that
deal, lol, but I had coupons also.

Also stock up on any Kroger
cottage cheese, dip or sour cream
for $1.00 because next week it's
going back up to $1.88.
I don't know what normal price
is.

Right now Pepsi 2 liter products
are $1.25 each but next week
they will be .88 cents each!
So hold off on buying any til
Monday.

This is why people sometimes
keep a price book. They keep
track of high's and low's
of different items so they
know when the time to buy
and stock up.
I, myself, don't keep a price
book. I pretty much know from
memory what is a good price
or bad and when to stock up.

I don't need much of anything
except the basics in groceries
at the moment like milk.
But I will stock up and buy
things that are a very good
deal and cheap if I know
they won't be this price
for awhile or if I have coupons
to make something really cheap.

That's why I'm telling everyone
to stock up on the cheese at the
moment. The next seasonal sale
coming up is for Halloween, Thanksgiving
and Christmas. So I see baking
items and candy going on sale
in about the next month.

Oh, be sure to check out Kroger's
seasonal isle for any clearance
items also. Some as much as
75% off or more! They are marking
down Summer items to probably
make way for Halloween things
in the near future.
Just my guess but I have been
doing this for awhile now.

_____________________________

Thursday, September 2, 2010

9-2-10

From 8:30-1:00PM

Me and mom snuck out to my aunts
to make a surprise visit.
She's having a yard sale today,
tomorrow and Saturday.

We had lunch and fun gabbing.

My aunt said we could have whatever
we wanted. She had like a gazillion
sewing patterns at her yard sale.
There had to of been 1,000 or more!
She had closed out her Ebay store
and was selling each one for .20 cents
each which is a heck of a deal
when compared to buying a new pattern
for $5 to $20 each!!

My aunt and uncle wanted lunch
and wanted to know if we'd go
to McDonald's and get them
a couple quarter pounders.
It just so happened I had coupons
for quarter pounders for buy 1
get 1 free. So it was like
they bought their sandwiches
and me and mom got a couple
free. LOL. You know me I carry
coupons everywhere I go!

Anyway here's the items I picked out
that she gave me FREE!

a 3 way pot with 2 strainers on top.



11 sewing patterns


A bag of undies. They are little
big for me but no problem.
If you look at the photo above
there is a pattern for undies
I can use to reconstruct these
to wear by using the bag of undies
and all the parts from them.



These mirrored window shelves.
Got these because they seemed
to mimic the one window pane
I have hanging over my couch.
I put these in the dining
room to help it look bigger
in there by reflecting the light
from the living room window from
the opposite wall.



I almost missed these. But spotted
them on my way out to the truck
when going home. They are 4 hinges
that I think would work perfectly
on our driveway gate!!


Thank you aunt Janet for all
the goodies. I will be sure
to put everything to good use!

______________________________

3:30-4:00PM

Whew it's hot out there. I walked
down to the bus stop.
The forecast says tonight
and tomorrow thunderstorms
and a high of 76!.
I'll take it!
Then for this weekend:
Saturday 68
Sunday 73
Monday 82

Perfect weekend to go to
the sweetcorn fest.
It says windy for Saturday.
Is that because of
Hurricane Earl on the East
coast? Hope it ain't nothing
like Hurricane Ike!

___________________________

4:05PM

Why does it seem like every day
at this time throughout the
evening my body starts to ache
and hurt like crazy?

Well I'm going to get a few
Ibuprofen and take my D3.

Just did a few more surveys.
In three weeks time with this
one survey site I have accumulated
$20. That's pretty darn good compared
to the others I do. You can cash
out after making $5.00. I'm just
gonna let it build up for awhile.

I don't think I have any
plans for tomorrow. I have
all my shopping done for
the week and don't plan to
look for any yard sales as
they have been sucking on
Friday's here lately.

So guess I'll stay home
and get my bills done for
the next month. Plus I need
to start planning meals.
I really need to take an
inventory of what is in the pantry
and freezers and keep the list
on my fridge door so I know
what I have to work with.

Here's what I came up with so far.
I gotta type this down (write this down)
or I'll forget which is another
reason for having my blog.
Easier to find any notes I take.
I got enough paperwork around
here like bills, sales ads
and coupons.

#1 Fried taters, onions, cabbage
& cheddar smoked sausage.

#2 Cabbage Roll Soup
I don't have any rice so will use
a La Choy Meal Creations with rice in it.
Then add a can of diced tomatoes,
a can or 2 of tomato soup,
1/2 head of cabbage, chicken or
beef broth, diced celery, garlic
powder, salt & pepper.
If there is any remaining leftovers
from the fried cabbage from meal #1
I'll throw it in the soup also.

#3 Ham & potato soup

#4 Penne Pasta & Smoked Sausage

#5 Stuffed chicken breast
wrapped in bacon


#6 Sweet Italian Bread Pizza
with cut up Chicken strips

#7 Tuna & Fettucini Noodle Casserole

#8 Tilapia Fillets marinated
in Italian dressing then breaded.
Cook in crock pot. Corn on the cob.

_____________________________



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____________________________________





When you buy one item at 50% off
you get a second item at 75% off
the retail price.
September 3-6.


Sooo it looks like me and mom
might be going to a couple Dollar
Generals tomorrow to check out
this sale of theirs.

__________________________

Tonight's supper

Fried up some cabbage
(hardly put a dent in this
huge head of cabbage I bought),
onions, cheddar smoked sausage,
potatoes, leftover homemade salsa,
tuscan seasoning, chicken bouillion
& garlic powder.



____________________________



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We're giving away more than $20,000 in prizes!

Share your creativity with the world by designing the next Glade® Scented Oil Candle Decorative Glass Holder. If your design is a winner, it could be produced and sold in stores!


Thanks Kendra for sending me this link!
Now I'll have to put my mind to work
again for another contest, lol!

It says you can only enter 10 designs.
So I will have to put some careful
thought into this.

Well it's 9:05PM and I'm tired.
1 kid down and 1 to go in the
next 5 minutes, then I'm heading
to the bedroom to chill and watch
something other than football.

_________________________________

REUSING LEFTOVER VEGETABLES & GRAVIES

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Wednesday, September 1, 2010

9-1-10

8:15-8:25AM

Took the boys down to their bus stop.
I saw the 90 some year old lady out
there with the neighbors 2 kids.
Oh I just wanna slap the truck driver
neighbor for putting this lil ole
lady through this. I thought maybe
she would have the kids walk to
the bus stop but no, she walked a block
to the bus stop with them. Another
neighbor came out when the bus left
and even offered her a ride home which
she refused. What's this truck driver
neighbor gonna do when the cold weather
hits, still expect this lady to take
them to the bus stop?

I did find out this lady has lived
on this street since her house was
new and before other houses were built,
so she's been here since about 1958!!
52 years!!

______________________________

8:30-9:30AM

Me and mom went to Meijers.
I spent $6.00 for my stuff.
I got:

2- 72 count Huggies diaper wipes
1 Kraft Italian Dressing
2 packages smoked cheddar sausages
1 pkg shredded Mexican cheese
1 box of Cheerios
about 5 Organic bananas (.15 cents for all!)
1.05 pounds seedless grapes (.50 cents)

I found 3 hang tag coupons
for .50 cents off Lysol that
I took off bottles for my
coupon binder.

I got a $1.00 off $2.00 or more
of any bread purchased Catalina coupon.
Gave to mom behind me in checkout
because she had like 4-6
loaves of bread in her cart.

Also got $1.00 off $4.00 or more
produce Catalina coupon.

And $4.00 off next purchase
of $40 or more. (now have 2 of these)
I didn't think about it but
should have given this coupon
also to mom.

Got $1.00 of next shopping
trip Catalina.

Last week I got

$1.00 off $10.00 or more
meat purchase.

$1.00 off $9.00 or more
of cereal.

$1.00 off $4.00 or more
on produce.

So now's the time to shop Meijer
because those Catalina machines
are spitting coupons out
like crazy!

___________________________

I wish mom would ask me sometimes
before doing things to prevent
her from overspending.

She was telling me about ordering
something off an infomercial.
And before she could tell me the
story I knew what had happened.
I already had read about it
and became knowledgeable about
these kind of things before hand.
But hey I read too much. That's
what they say. But I don't taken
for my money by reading too much!

DO NOT BUY ANYTHING OFF ANY
TV COMMERCIAL!!!
HSN AND QVC are ok. But nothing
off tv or as seen on tv items!!

Those items they include with
whatever they are selling and say
they are free still cost additional
shipping expense.
Then they
automatically signed her up,
without her permission, for
some kind of credit reports,
3 of them! Once they get your
credit card number now they
sign you up for other offers
to automatically be billed to
your credit card each month.
She has to call and cancel each
one!

So please DO NOT order anything
off those stupid tv commercials
or you could be sorry you did!!

If you see something you really
like or want on tv then wait
for it to hit stores where
you won't have to pay shipping
expenses or have your credit
card signed up for other things.

______________________________

Mom had a gutter person out to
her house this morning.
He was saying he did all sorts
of work other than gutters.
So just for the heck of it I
asked him how much would it be
for 2 concrete parking pads.
He said $1200-$1300. Not that
I can afford that but I can see
how much I can save by either
doing some concrete ourselves
or finding another option
like large cement pavers.


That's all for now. Might lay
down and take a quick nap before
this guy comes out between
2:30-3:00Pm to look at our truck.

_____________________________



I think in the near future I might
make some homemade fruit roll ups
for the kids lunches at school.

All you do is mix some applesauce
with a little sugar-free jello
powder, pour onto food dehydrator
tray ( make sure to use wax/parchment paper
on the tray since it has holes on it).
You could also mash a few bananas into
the applesauce.

Turn dehydrator on for 4-8 hours
until applesauce becomes leathery.
Turn off and allow to cool.
Peel off an put into zip baggies.

Very easy and is cheaper and more
nutritional than those bought
from the store.

You could probably use any combination
of fruits. Just put them in your
blender to puree them first.

You could also slice bananas or
apples and make chips out of them.
You may have to dunk the fruits
in lemon juice first to keep
them from browning.

I was able to find a free food dehydrator
with about 5 trays off of Freecycle
years ago.

_______________________________



I keep seeing advertisements for this
new product called Shout Color Catcher.
It's supposed to prevent colors
from bleeding onto other clothing.
You know like a red sock got mixed
in with your whites and turned
everything pink.

You know if you wash your clothes
in cold water and use about
1/2 cup to 1 cup vinegar
in the water it keeps clothes
from bleeding or colors fading.

Vinegar is a natural fabric softener
you can use in place of your
regular fabric softener.
Even though vinegar has a strong
smell it does NOT make your clothes
smell like it!

__________________________

2:55PM

Still sitting here waiting for
this guy to show up to look at
our truck. Starting to wonder
since it's almost 3:00
and he is supposed to be here
between 2:30-3:00PM.

Gonna be mad if he doesn't show.
I had to rearrange my schedule
some to have this guy come over.
Tried calling him and get no
answer on his cell phone.

If someone doesn't want to
do something or is running
behind couldn't they give you
the common courtesy of calling
you to let you know instead of
letting you wait and wait and wait.
GRRRRRR!!!

Will let you know if he even shows up.


3:10PM

The guy finally called my step-dad.
Not even sure if he would have called
if he hadn't of tried to call him.

Why do people wait til after the time
they are supposed to be here to call you?

If he knew he wasn't going to be able
to make it today then he should have
called much earlier.

So he's not coming today.
And he did not set up another time
to come out either. Maybe on his
next day off next week.
I have no clue at this moment
and it is still up in the air.

__________________________

These are just notes I'm taking
about building up our immune
systems this Winter to try
and avoid and sickies if
possible.

Was reading an article today
about Fish Oil, which is something
Tony takes.

I am currently looking into
getting a multi vitamin with
D3 and Omega-3 in it. Less pills
to take and is so much better for
you. And possibly something
with a calcium supplement.

Here's one I found a CVS for men.
Now wonder if there is one
for women?
Rapid Nutrition Men's Multi
with Vitamin D3 &
Omega-3 Oil Liquid Soft-Gel


I can't find a women's all in
one like the above. So if I take
the men's version will I grow
balls and facial hair and be able
to stand up and pee?
LOL

Did you know:
Omega-3 deficiency was recently
revealed as the sixth biggest killer
of Americans, responsible for up
to 96,000 premature deaths each year?

Omega-3 oils have been called
“the miracle food of the 21st century.”
Research shows the right kind can help
prevent heart disease, maintain optimum
blood pressure and cholesterol levels
and give almost immediate relief from
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autoimmune diseases and many other
conditions. And, by improving brain
development and memory functioning,
from conception through old age,
certain Omega-3 oils also provide
the perfect brain food.

Calcium, Vitamin D3 Supplementation
Reduces Hyperparathyroidism And Hip Fracture


CVS has gummies for kids
with Omega-3 and D3 in them.

It's about a 1 month supply.
120 count. Take 4 a day.

_____________________________

Almost forgot about my eggplants
growing in the garden.

I'm thinking about making in the
near future an eggplant lasagna.

Found a recipe but will tweak it
with what I normally have on hand.
Recipe below is tweaked.
To see original recipe
go HERE

Ingredients

* 1 eggplant, sliced into 1/2 inch rounds
* 5 tomatoes
* 1 pint cottage cheese
* 2/3 cup pesto
(probably use tomato soup)
* 2 eggs, beaten
* salt and pepper to taste
* fresh pasta sheets
* 1 1/3 cups shredded mozzarella cheese


Directions

1. Preheat oven to 350 degrees F (175 degrees C).
2. grill eggplant in a skillet, turning once, until charred and tender, 10 to 15 minutes. Halve tomatoes and place on baking sheet in oven for 15 minutes. cook until tender and wrinkly.
3. In a medium bowl, stir together cottage cheese, pesto, eggs, salt and pepper until well mixed.
4. Spoon half of the tomato sauce into a 9x13 baking dish. Lay two pasta sheets over the sauce. Arrange a single layer of eggplant slices over pasta and top with half the cottage cheese mixture. Cover with two more pasta sheets. Arrange the roasted tomatoes evenly over the sheets and spoon the remaining half the cottage
cheese mixture over the tomatoes. Sprinkle with half the mozzarella. Top with remaining two sheets of pasta. Pour remaining tomato sauce over all and sprinkle with remaining mozzarella.
5. Bake in preheated oven 30 to 40 minutes, until golden and bubbly.

______________________________

I have these bananas I bought today
that needs used up asap due to being
overripe. But that's how I like to buy
them. They are cheap and perfect for
baking with. Overripe bananas have
a much more sweeter taste to them.

I've been scouring different recipes
to make with them and found this
one I might use. It uses less sugar
and has a chocolate flavor with
the use of cocoa and has oatmeal in
it. If you didn't want to use
butter in them you could replace
it with applesauce to make it
even healthier for you.

Once made I'll probably have
to store them in mom's freezer.
I'm outta room in mine!


Cocoa Banana Oatmeal Muffins

Ingredients
1-1/4 cups all-purpose flour
1 cup Quaker® Oats (quick or old fashioned, uncooked)
1/2 cup granulated sugar
1/3 cup baking cocoa
2 teaspoons baking powder
1/4 teaspoon baking soda
2/3 cup mashed ripe bananas (about 2 small)
1/2 cup fat-free milk
5 tablespoons margarine or butter, melted
2 egg whites or 1 egg, lightly beaten
1 teaspoon vanilla
Powdered sugar (optional)

Heat oven to 400°F. Line thirty-six miniature muffin cups with paper baking cups or spray bottoms only with cooking spray.
In large bowl, combine flour, oats, granulated sugar, cocoa, baking powder and baking soda; mix well. In medium bowl, combine bananas, milk, margarine, egg whites and vanilla; blend well. Add to dry ingredients all at once; stir just until dry ingredients are moistened. (Do not overmix.)
Fill muffin cups almost full. Bake 10 to 12 minutes or until wooden pick inserted in center comes out clean. Cool muffins in pan on wire rack 5 minutes. Remove from pan. Cool completely.
Sprinkle with powdered sugar, if desired. Store tightly covered.

__________________________

6:20PM

Just got 6 dozen mini muffins
made. I doubled the recipe above
due to the amount of bananas I had
to use up. Once done I rolled
the tops in some powdered sugar.

Getting ready to pack up
a bag for Tony's coworkers
and then the rest will
go in the freezer.




6:30PM

Gonna go out and help Tony try
putting another shifter cable
on the red Trans Am to see
if it will work. This car has
yet to get off this trailer
since we had transmission work
done on it about 3 months ago!
I'm so tired of it sitting up there.
I would like to be able to get
it off the trailer and park it
behind the fence before Winter,
even if we have to put it on the
grass/dirt and temporarily
remove a fence panel and screw it
back up.
If ya can't shift a car into
gear, how the heck do you get
it off a trailer?

___________________________

It looks as though this shifter
cable is going to work on the car.
Tony has it installed and put
back together. It is still sitting
on the trailer. So maybe another
day we will attempt to take it off.

___________________________

For those of you interested
in and want to get a flu shot
I saw in the CVS ad they are
giving away free flu shots
when you purchase $30 worth
of Proctor & Gamble items
they have listed on the front
of their paper.
I don't know if this is the before
price if you use coupons.

I, myself, don't want injected
with who knows what, that is
in that shot. That's just
me personally though. To each his own.
That is why I talk so much about
the natural supplements like I do.
It's better for you and you know
what you are putting in your body.

________________________________

We are talking about going to the
Millersport Sweet Corn Fest this
weekend. I have never been.
DIRECTIONS

___________________________

Well it's 9:00pm Wednesday and you know
what that means, my Ghost Hunters
is on. They are investigating
a zoo that was supposedly built
on Indian Burial grounds, wooooo.

Tuesday, August 31, 2010

8-31-10

11:00AM

Got all my running done for this
morning. Kroger, Walgreens,
Dollar General (didn't buy anything there),
and Dollar Tree.

But before talking about any deals
I got I wanted to tell you about
this morning before that.

I'm standing at the bus stop
waiting for the bus with the boys
when they say the truck driver
neighbor was walking our way.
Actually he walked a block from
his house to where we were at.
The bus comes and I get the kids on it.
So now I'm standing there talking
to him and hearing his sad sob stories
once again. I will tell you this, I still
did not give into any babysitting!!
He lost his after school babysitter
which was a 7th grade girl. I guess
he asked the girl which said yes but failed
to ask the mother about her babysitting!
The mother was
a little irate about her daughter
watching 2-3 kids and felt she was
not responsible enough to do so.
I guess she went off on the truck
driver neighbor yesterday when she
found out.

So I stand there listening to my neighbor
who decided to walk allllll the way down
the street just to fill my ear with
this crap of his at 8:30am this morning.

I'm sick of him trying to pawn of his
kids on someone when he himself needs
to grow up a bit and take a little
responsibility and find a babysitter.
Whether it's before and after school care
at the actual school, a church daycare,
or a daycare close by the school or
someone else.

He has bragged to us about
what kind of money he makes being
a truck driver so why not put some
of it towards good childcare somewhere??!!


Now he says he might have our other
neighbor watch them in the morning
for a couple hours then send them
to walk to the bus stop to catch the bus.
Doesn't sound like a bad idea does it.
No, not til I tell you this other
neighbor lady is 90 some years old!!
Come on now!!

Why in the heck he had to become
an over the road truck driver
being a single parent is beyond me.
If he has truck driving experience
he could have took a local route
which came home everyday!! Not
one that runs to Georgia!!

Anyway I am back home now. I had mom
drop me off at my house and I left
my truck at hers. Don't want the
neighbor thinking I am home to talk!!
How many times do you have to be
told NO before you take the hint???

________________________________

11:30AM

DOLLAR TREE

2 bottles of Fish Oil capsules $2.00
Can of cookiing spray $1.00

WALGREENS

4 cans Campbells tomato soup
.50 cents each with Walgreens coupon
$2.00

2 bottles Vitamin D3 Tablets
buy 1 get 1 free $6.99

1 six roll double roll Charmin $2.75

I also wanted the Bayer aspirin for
$1.50 each - $1.00 coupon
made them .50 cents each.
BUT they were out so I got
a rain check.

KROGER

Kroger Cottage Cheese $1.00 each
times 2 is $2.00 - .45 cent coupon
made it $1.55 for 2 or .77 cents each

stocked up on Kroger cheese slices
@ $1.00 pack for 16 slices.
Bought 5

9 two liters pop $7.20

package of cream filled cookies $1.99

2 packages Chicken strips $2.00

Kroger is marking down their
Summer items so I was checking
out their seasonal isle.

***Hey if anyone sees a great deal
on solar lights let me know.
I want some for our yard
and want to get some for mom
& Don for Christmas!!***

I found a $100 Intex Easy Set Up Pool
marked down to $25. That's 75% off!!
Or $75 off!!

I was going to get it but mom said
she would get it for the kids for
Christmas since she never knows what
to get them. That'll be about like
getting a bike, you have to wait
til warmer weather to use it.
Oh well, who says gifts have
to be seasonal?

BUT it's something the kids have
been wanting but I kept telling
them we needed a fenced yard to
have a pool like that. So are hoping
to get the yard completed this year
with the gate so I can set this up
next year.

The pool even includes a pump & filter
which will be really nice to keep it
clean.

Just so you know, the simple blow
up rectangular pools we've been
buying them cost around $25 to
$60+ with no pump, so
this is a heck of a deal!!!









________________________________

12:00PM

I just got a letter from AEP
which makes absolutely no sense
at all. Meaning they're telling
me the electric increased due
to outside temps and running
the air conditioner.
Well no shit Sherlock!!
It don't take a rocket scientist
to figure that out!!!!!
What I want to know is why there
is so much difference in my bill
when compared to last year that
it doubled my electric bill
and since installing this so
called Smart Meter.
(banging head on wall!)

Anyone remember last years Summer
temperatures? I checked with
the Farmer's Almanac with last
years temps of July and August
and they were very similar
to this years, maybe slightly
cooler, but about average.
Not so much cooler it would
make my electric bill double
this year!!

And as for this crap about not
having the information online
about my Smart Meter is a crock!

When they installed the Smart Meters
they also gave us brochures about
how it worked and how we could
get online to monitor our electric
usage. Why tell someone this
when the information and technology still
has yet to be developed for us to
be able to check it???!!!
(banging head on wall more, because
I just don't understand people!)

Did they answer my question, NO!
Hell I can do the same thing they
did by checking my account and
seeing how many watts was used
for each month and seeing what
my bills were.
I did not see an answer as to why
it has doubled since the previous
years!

What are they trying to hide
and how do I know my Smart Meter
is working properly if they
"still have yet to develop the technologies
and the interface between the meter,
our systems and our website"
(as stated below in their email)

Here's a thought...
It probably takes a college
degree to sit in a corporate
office to write these
ridiculous answers to people's
questions and complaints.
Makes me feel pretty damn smart!

How are they taking the monthly
readings off my electric meter then.
This Smart Meter was installed so
they didn't have to send out meter
readers. It relays the information
back to them and their offices.

Am I making sense? I hope so
because they are making no sense
at all!!

FARMER'S ALMANAC
Free Weekly eNewsletter
Sign-up now for our
weekly e-mail newsletter!
Delivered to you every Wednesday morning, our newsletter is jam-packed with weather information, natural cures, gardening tips, everyday advice and more.
Found towards bottom of page
on right.

Well sorry folks I am not allowed
to post the letter they sent me.
I just read this at the
bottom of the letter:

"This message, including any attachments, contains confidential information intended for a specific individual and purpose, and is protected by law. If you are not the intended recipient, you should delete this message and are hereby notified that any disclosure, copying, or distribution of this message, or taking any action based on it is strictly prohibited."

So I wonder why I can't share how
stupid they sound to others.
Why, what they are doing makes
absolutely no sense at all.
You ask questions and get the
run around.

___________________________

Tomorrow I'll be tagging along
with mom and going to Meijers.
I figured since I'm going why
not get the best deals on sale.
It's not much to get.

2 Ekrich Smoked Sausage
$1.67- .70 cents coupon = .97 cents
total for 2 is $1.94

1 Kraft Dressing
$1.67- $1.10 = .57 cents

4 Huggies 72 count Wipes
$2.00- $1.00 coupon = $1.00
total for 4 is $4.00

1 Cheerios
$3.89- $3.89 coupon = FREE

minus $1.00 off on next order coupon

Meijer Total $4.54
Dollar Tree Total $3.00
Walgreens Total $12.40
Kroger Total $25

TOTAL $44.94
GROCERIES & MISC FOR WEEK
Within my $45 budget

I really don't like to add
pop, beer, cigs and medicines
to my weekly grocery budget.
I consider those another
category other than grocery
shopping. But I have listed
everything together for ya
today.
_____________________________

At the moment I am trying
to find someone to possibly
work on the Explorer so I can
keep it. I cannot afford
a car repair shop like Goodyear
so am in the process of looking
into two "backyard" mechanics.

I know exactly what I need replaced.
I have a guy coming tomorrow
between 2:30-3:00PM to look
at it to see if it's something
he can fix (with what I want fixed)
and tell me what he would charge.

____________________________

TOnight's supper

Chicken & Rice Soft Tacos

1 box La Choy Teriyaki Rice- $1.00
1 box hard & soft tacos kit
with taco & cheese sauce- Free
1 package of RediServe chicken strips $1.00
leftover lettuce
tomatoes from garden

Total cost for meal $2.00
makes 5 servings with 2 tacos each.
@ .40 cents a serving.



This evening I picked a bunch
of tomatoes and a hungarian pepper.
I also started picking the dead flowers
in the front flower bed to preserve
the seeds for next year.

I bought a couple packs of seeds
this year to get my seed collection
going. Just from that little bit
of seeds in one packet I can produce
hundreds more with all the
flowers I grew from them.

I won't have to pick my morning
glory seeds I just open their
little seeds pouches up and dump
on the ground below, or let
them fall off. Come next Spring
they'll start growing on their
own and I won't have to plant any.



Today I am starting on Vitamin D3.
I got gel tabs that were 2,000 IU.
I read somewhere you should take
20-25 IU per pound of body weight.
So I should be between 2800 to 3500IU.
I'm gonna start with 2,000 IU then
as Winter gets near with go with
2 tablets for a total of 4,000 IU.

D3 is supposed to PREVENT colds
and Flu. So this is my trial and
error year to see if this works.
D3 also helps with so many more
things such as cancer, diabetes,
heart disease, asthma, bone health,
autism and the list goes on.

Will work on finding the kids
some. I think CVS has some liquid
or gummy tab forms.

Some people take lots more of
the dosage on the bottle, sometimes
upwards to 15,000 IU. But before
doing so I think you should read
more about it.

Here is a one web site to check out
about it called
Vitamin D3 World

more links

http://www.vrp.com/articles.aspx?ProdID=2130

http://www.webmd.com/vitamins-supplements/ingredientmono-929-VITAMIN%20D.aspx?activeIngredientId=929&activeIngredientName=VITAMIN%20D

http://www.algaecal.com/vitamin-d/vitamin-d-benefits.html

http://www.pamelaegan.com/articles/vitamin-d3.htm

or just Google it.
http://www.google.com/search?q=vitamin+d3&hl=en&safe=active&client=firefox-a&rls=org.mozilla:en-US:official&channel=s&prmd=snb&ei=xKt9TLaZCoWVnAeJ4Y3hBQ&start=10&sa=N

___________________________________

Well it's 9:40PM. I'm tired and my
body is hurting. Just took a hot
bath which helped some. Think I might
hit the sack a little early tonight
and watch some Bait Car on Tru TV.

Oh yeah one more thing.
Christopher finally got is free
book bag from school today.
Jonathan is still awaiting his.

Monday, August 30, 2010

8-30-10



I found this recipe for Cheddar
Crackers. I'm sure you could replace
the cheddar with any kind of shredded
cheese or even parmesan cheese.

Everyone in our home loves Cheez-Its
but they are expensive, even the
store brand unless of course you catch
a sale with coupons which is not very
often.

I think for this recipe below you
could also add seasonings of choice
to make different kinds of crackers.
How about garlic, Italian seasoning,
dried or powdered onion,
or other types of herbs or
dried tomatoes.

I'm thinking about making them sometime
and using my pasta roller instead of
the machine. I can make larger crackers
and put them in the kids lunches
like one of those Lunchables with
some ham or bologna and cheese to
make little cracker sandwiches.

CHEDDAR CRACKERS

1 1/3 cups flour

1 teaspoon salt

1/2 teaspoon cayenne pepper (optional)

6 tablespoons butter, softened

2 1/2 cups cheddar cheese, loosely packed, shredded

2 egg yolks

2 tablespoons water

salt for tops, optional

1. Preheat the oven to 350.-I generally wait to do this until after
the 1 hour chilling.

2. In a large bowl, combine the dry ingredients. Cut the butter into
the flour mixture until it resembles coarse meal. A pastry blender works
great for this, or you can use a food processor. Mix in the cheese. Stir
well until the cheese is evenly coated.

3. In a separate bowl, mix together the egg yolks and the water. Add
this to the flour mixture and blend to for a dough that will hold together
in a cohesive ball. Wrap the dough in wax paper and chill 1 hour.

4. Divide the dough into 2 equal portions for rolling. On a well
floured surface roll out to a rectangle approximately 1/4 inch thick and
position so the long edge runs horizontally in front of you. For the left
third of the dough over the center third. Repeat with the right third. The
dough is now 3 layer with the seam running vertically. Give the dough a
quarter turn so the seam now runs horizontally. Roll out again to about 1/4
inch thick, fold as before and turn again.

4a. If using a pasta machine divide the dough into smaller segments and
roll the dough out the same you would do your noodles, starting with the
widest setting , then fold over and repeat until it's a smooth even dough,
then progressively lower the setting until the dough is 1/8 inch thick

5. Roll the dough out to 1/8 thick. If desired, sprinkle the top
lightly and evenly with salt and roll over it lightly with the rolling pin.
With a sharp knife, cut the dough into 2 inch squares and place them on an
ungreased baking sheet. Prick each square 2-3 times with a fork.

6. Bake 15 minutes, Turn and bake and additional 5-10 minutes or
until medium brown. Remove to a rack to cool.

----------------------

OR here is yet another recipe I found:
There is a video to go with
it HERE (small on left hand side
about mid ways down)

Parmesan Cream Crackers
Recipe by Mark Bittman in the NY Times

1 cup all-purpose flour, more as needed
1/2 teaspoon salt
1/2 cup finely grated fresh Parmesan cheese
4 tablespoons unsalted butter
1/4 cup cream or half-and-half, more as needed
Coarse salt, pepper, sesame or poppy seeds, minced garlic or whatever you like for sprinkling (optional).

Heat oven to 400 degrees. Line a baking sheet with parchment paper or lightly dust with flour. Put flour, salt, cheese and butter in bowl of a food processor. Pulse until flour and butter are combined. Add about 1/4 cup cream or half-and-half and let machine run for a bit; continue to add liquid a teaspoon at a time, until mixture holds together but is not sticky.

Roll out dough on a lightly floured surface until 1/2-inch thick or even thinner, adding flour as needed. Transfer sheet of dough to prepared baking sheet (drape it over rolling pin to make it easier). Score lightly with a sharp knife, pizza cutter or a pastry wheel if you want to break crackers into squares or rectangles later on. Sprinkle with salt or other topping if you like.

Bake until lightly browned, about 10 minutes. Cool on a rack; serve warm or at room temperature or store in a tin for a few days.

Yield: About 4 servings.

______________________________

I am still stunned over this laptop
computer Tony found. He looked
like a kid running from a candy
store when he found it.
He kept saying, "there is actually
a laptop computer in this box!!"

I always tell the kids and Tony to
check any boxes because sometimes
they aren't empty!

So I did a lil research today on this
computer. I was able to find out
it went for $700 when new!!

1.6GHz Intel Core Duo processor,
1GB of memory and 100GB hard drive.
It weighs in at 7.4 pounds and
includes a dual-layer DVD burner,
FireWire port, 4 USB ports, S-video port and
4-in-1 media card reader.
Loaded with Windows Vista.

Man I hope we can get it running!
It looks brand new with not a
scratch on it!

Demo of this computer from Best Buy.








______________________________

11:00AM

Just got a batch of peanut butter
banana bars in the oven. I made
them just like my banana bread
except I didn't put a streusel
middle and put everything on top.
I also added some heath bits
on top as well. I've never
made them into bars before so
we will see how they turn out.

Once baked and cooled I wanted
to cut them up into individual
servings and put into freezer
for lunches.



________________________________

11:30AM

Mom called and said she had the second
estimate done on the gutter out back
of her house. She also got a quote
on some leaf guards, ya know those inserts
you put into gutters to keep the leaves out.
We had some on our home when we first moved
in and did not like them at all. For some
reason it made the water go over
top of them. We removed all of them off
the gutters. Anyway the leaf guards
were $100 to $200, I don't remember exact
amount. Plus you still have to clean out
your gutter because seeds from trees
can still get in there.
To have the gutters cleaned professionally
is about $95 once or twice a year.

So I was racking
my brain to keep my step-dad from having
to climb a ladder and clean gutters
and to keep them from spending so much
on those darn gutter guards which I hate
to begin with. I myself just climb a ladder
to our roof and use a cordless leaf blower
to clean out the gutters.

So anyway this idea popped into my head
that was much cheaper, a telescoping
wand attachment for a garden hose
that shoots out a high pressure spray
and reaches up to clean out your gutters
without any ladders.

Between Lowes and Home Depot they
can be purchased for $16 to $23.
That's a lot better than $100 and something!
Or a yearly cleaning at $95!
Plus you don't have to climb a ladder
to clean the gutters!

Telescoping Wand with Gutter Cleaner

* Powerful sweeping action cleans debris from rain gutters is also great for sidewalks
* Telescoping wand extends from 41.5 In. to 68.5 In.
* High quality aluminum construction
* For outdoor use with cold water only
* Standard hose connection



_____________________________

11:40AM

Waiting for my banana bars to get
done then heading out to go eat
lunch with mom at the Taco Bell
$2.00 menu
! You can't even buy
a happy meal at that price!


__________________________________



DOLLAR GENERAL EASY MEALS

DG easy meals are recipes that are made
almost entirely from items that you can
find at your local Dollar General.
These recipes are designed to be both
easy to make and great tasting.

__________________________________




spin & win coupons for
KRAFT Macaroni & Cheese Dinners


________________________________

Like I always say, double check your
receipts when shopping and watch the
cashier ring up your items and watch
them scan your coupons to make sure
things are rung up right and coupons
are being taken off or doubled!

If cashiers give you a problem about
using coupons, remind them that the
manufacturer reimburses the store
the value of the coupon plus an
additional .08 cents. It's not
like you are robbing them with the
great deals you find. The manufacturer's
put coupons out there for you to use.

I had a cashier miss quite a few coupons
stuck together. I told the service desk
which ones were not taken off and she
immediately went and got the bag
of coupons from that cashier to look
through them. I was credited for those
coupons she missed.

Here is a tip. Put your initials on the
coupons to prove that they are yours
if or when they should have to
search through the coupon bag at
the checkout!

Here's an article about Target Accused
of Not Giving Full Value on Coupons.


________________________________



Before hiring any contractor be
sure to see if they are listed with
The Better Business Bureau.
Just to make sure you are not
hiring some fly by night company
that will rip you off.

_______________________________

HOW TO ORGANIZE YOUR PANTRY.
& WHAT ESSENTIALS TO KEEP IN PANTRY.


_______________________________

Here are my banana bars I got
ready for the freezer. It made
a total of 24 bars. Some to eat
now, a couple for tomorrow's lunch
and 12 for the freezer.



Here's another one of my simple
tips I use. Instead of letting
things go to waste in bags that
aren't wrapped up or buying those
so called Chip Clip, use clothes
pins instead.



__________________________

You know you are getting old when
AARP sends you membership cards
in the mail with your name on it!

AHHHHHHHHHH

I need a hot bath soon for all the
aches and pains and after my recent
headache of reading my mail that
came today.

_________________________

About Me

My photo
My name is Sherry, 39yrs old, from Columbus, Ohio. I am married, a SAHM, and have 3 children ages 9, 10 and 20. I have been frugal/thrifty all my life. I would like to share on this blog how we get by day to day on one income with a family of 5 with a dog and a cat. You will also hear about my everyday gripes about daily life and the cost of living. Hubby says my favorite saying is, "and that is another thing that pisses me off!"

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